国外这套在国内不成立。
现在有的是卡额度远远大于这个比例的
【 在 FourierZy (Sad But True) 的大作中提到: 】
: Creditors base your credit limit on the minimum monthly payment that you can comfortably afford to pay given your disposable income. For example, if your disposable income is around $100 per month and your credit card company requires a minimum payme
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FROM 202.98.13.*