下面是当地最大报纸 洛杉矶时报 的新闻报道 标题，记者名字，发稿时间和部分内容。

First, they lost their home insurance. Then, L.A. fires consumed their homes   By Laurence Darmiento and Summer Lin
Jan. 12, 2025 3 AM PT

Before the fires burned more than 10,000 structures in Los Angeles County, insurers chose not to renew thousands of home insurance policies in Pacific Palisades, Altadena and other fire-prone areas.
The rising costs and cancellations left many fire victims without adequate means to cover their losses, highlighting a deepening crisis in
California’s property insurance market.


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