- 主题:吐槽一下十大的美国医疗帖子，都是选择性说话
买得起。按收入来。最低一档收入的差不多保险免费了。
【 在 meiyou2015 的大作中提到: 】
: 美国穷人买得起保险吗
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FROM 107.3.131.*
Q. Is there a cap on the amount of Medicare services you can use? I’ve had several expensive surgeries, and I’m worried that my benefits may run out.
A. In general, there’s no upper dollar limit on Medicare benefits. As long as you’re using medical services that Medicare covers—and provided that they're medically necessary—you can continue to use as many as you need, regardless of how much they cost, in any given year or over the rest of your lifetime.
【 在 d1dd 的大作中提到: 】
: 最低一档能报销三百万美金自付6000吗？
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FROM 107.3.131.*
"there’s no upper dollar limit on Medicare benefits"
【 在 d1dd 的大作中提到: 】
: 我谨慎的问一句，你是不是听不懂中国话，我问的是可不可以报销三百万自付6000，你
: 觉得这段话里回答了我的问题吗？
:
: ...................
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FROM 77.111.246.*
降低啥风险？
【 在 truncin 的大作中提到: 】
: 热知识，保险只能降低风险，并不能降低人均花销。
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FROM 77.111.246.*
低收入自付比例是零。
You'll typically be eligible for the Medicare Savings Programs if you're an individual who earns less than $19,920 per year or a married couple who earns less than $26,868 per year. The QMB program can pay for the monthly plan costs as well as medical costs including the deductible, coinsurance and copayments.
【 在 d1dd 的大作中提到: 】
: 所以你就是听不懂中国话，你不知道自付比例和报销限额的区别
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FROM 77.111.246.*