there are many electronic payment gateways such as Alibaba's Alipay (zhifubao), PayPal and Google Checkout. One businesman would like to start a new kind of payment gateway, that is, an open source gateway by saying that
"rather than having a closed network where you deal with one provider exclusively, this network would let individual users join and leave the network as necessary. the client software would be completely open source so everyone would have access to the source code. i don't think that anyone has thought of this before"

do you know what kind of electronic payment gateway this businesman tries to build?
thanks
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